If you have been trying to villa for sale in Lloret de Mar, then you need to get acquainted with the area options. Moreover, there may be some questions about property purchase as well as visas, so we’ll have a look at some of the most common ones.
Answering questions
When investing in a foreign property there are always are bunch of questions that appear during the acquisition process. Here are some of the most popular ones.
- What is NIE?
NIE is the identification number of a foreigner in Spain. You will need a NIE to complete a real estate transaction and later on when paying taxes and paying utility bills. To get it you only need to have a foreign passport, 2 photographs, a preliminary contract for the sale of real estate and legally stay in the country (visa or other document with a stamp on entry into the country).
- How to open an account in a Spanish bank?
The procedure for opening an account in Spain is quite simple. You need to have a valid passport and a small amount to deposit it into the account (€10-20). In the future, if you wish, you will be able to manage your account remotely via the Internet, including making purchases and paying bills.
- What documents are needed to obtain a mortgage loan?
Lending for non-residents in Spain is possible for about 50-60% of the value of real estate, but there are cases of up to 70% or even more. The approach is individual and depends both on the bank and on the potential borrower and his recommendations on the Spanish side.
An approximate list of documents for granting a mortgage loan:
- Salary certificate from work (per year).
- Tax return (if available).
- Extract from the registration chamber on the availability of real estate in your homeland (if any).
- Official company documents (if you are a business owner).
- Power of attorney from the spouse, if one of them is absent from the transaction.
- What is a multivisa and who can get it when buying property in Spain?
The buyer of real estate in Spain and everyone who is included in the list of documents together with him, as well as the spouse of the purchaser, his minor children and parents of retirement age can apply for a multivisa in Spain. A multivisa makes it possible to legally stay in Spain and other Schengen countries during 90 days every six months. A year later, the multivisa is extended.
- How to pay taxes and payments for real estate after the acquisition?
In Spain, a system of automatic payment of taxes from the buyer’s account with his prior consent is widespread. The buyer starts paying real estate tax from the next year (according to the law, the seller pays for the current year). A payment notification will be sent to your postal address in Spain, asking you to indicate your current account for further automatic withdrawals, or pay after the fact in any Spanish bank.
Property in Lloret de Mar
Lloret de Mar or Lloret de Mar is a city in the province of Girona in the autonomous community of Catalonia, located north of Barcelona on the Costa Brava. The city is famous for its picturesque nature, a very mild climate throughout the year (well protected from the winds) and a beautiful long city beach.
People come here at any time of the year, so life here is always in full swing. To the delight of those living and vacationing in the city, there are a huge number of cafes, restaurants, shops and small shops. There are also places of interest, such as the Church of St. Romana or Chapel of San Quirze.
If you are looking for a quiet place, a little remote but not too far from the city centre, the ideal option is to choose one of the many urbanizations located around the city. These green areas, usually on higher ground, have beautiful villas and houses, and are usually fairly well developed.
- If you are looking for an area close to the beach and also prefer new developments, the Fenals area is the perfect place for you.
- A little further on is another recommended area, Santa Clotilde (next to a beautiful garden with stunning views of the Mediterranean).
- If you want to be close to the commercial area, to be able to walk to the centre and live close to the main promenade, then the old town or its surroundings will be the ideal area. Keep in mind that most of the buildings in this area are old housing stock. Despite the fact that several hotels are located here, the area is still quiet.
Real estate in Spain
Spain-Real.Estate website allows its visitors to navigate the database of the real estate in Spain. Go to the website, try the search and see how easy it is not to become an owner of the housing in Spain.